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Insurance Details
Aircraft Insurance is designed to protect aircraft owners and operators against financial loss arising from damage to aircraft, aviation-related liability, and operational risks.
It provides financial protection for the aircraft hull, third-party liability, passenger liability, and associated legal defence costs, helping owners and operators manage the complex risks inherent in aviation activities.
Whether you operate a privately owned aircraft, business jet, helicopter, or training aircraft, Aircraft Insurance is a fundamental protection for aviation operations in Australia.
Cover Sections / Benefits Covered
Q&A – Common Questions
While not all hull insurance is mandatory, third-party liability insurance is generally required under aviation regulations and airport or airfield operating conditions.
Yes. Policies can be structured to cover named pilots or approved pilot criteria based on experience and licence requirements.
Coverage depends on policy terms and must be disclosed to the insurer, particularly for flight training or hire-and-reward activities.
Yes. Hull cover can include ground risks such as hungering, towing, and maintenance movements.
Aviation insurance is highly specialised with significant variation in policy wording, pilot requirements, and liability limits.
As your broker, FRS helps you:
• Structure appropriate hull and liability limits
• Ensure pilot qualifications and usage are correctly disclosed
• Access specialist aviation insurers
• Negotiate terms for high-value or specialised aircraft
• Manage complex aviation claims and regulatory interactions
Aircraft Insurance is not just about protecting an aircraft—it is about safeguarding lives, compliance, and significant capital investments.